MORTGAGE 101 FOR REALTORS This class is designed to help you become more familiar with mortgage lending. And maybe, just maybe.... reduce your frustration! Discussion includes: Pre-Qual vs Pre-Approval Credit- What score does my customer need? What kind of documentation is needed for different loans - self-employed customers? Appraisals - what do lender's look for and what's up with unique properties? Inspections - What inspections are required for which loan types? Repairs and What is a repair escrow holdback loan? Overlays - Asset Seasoning - Unique properties - condos - mobile homes - Renovation Loans - Reverse Mortgage for purchase - seller concessions and more! To register call 904-829-8738 or email education@stjohnsrealtors.org<mailto:education@stjohnsrealtors.org> Lise' Tomlinson Lise' Tomlinson Membership/Education Coordinator SUPRA/MLS/Finance St Augustine & St. Johns County Board of Realtors 1789 Lakeside Avenue St. Augustine, FL. 32084 904-829-8738 904-823-9512 fax education@stjohnsrealtors.org<mailto:education@stjohnsrealtors.org>