Good morning & Happy Monday! Come to the Board office TODAY, Monday, June 11th at 10am to attend ... MORTGAGE 101 FOR REALTORS, Penny James, Instructor. This class is designed to help you become more familiar with mortgage lending. And maybe, just maybe.... reduce your frustration! Discussion includes: Pre-Qual vs Pre-Approval Credit- What score does my customer need? What kind of documentation is needed for different loans - self-employed customers? Appraisals - what do lender's look for and what's up with unique properties? Inspections - What inspections are required for which loan types? Repairs and What is a repair escrow holdback loan? Overlays - Asset Seasoning - Unique properties - condos - mobile homes - Renovation Loans - Reverse Mortgage for purchase - seller concessions and more! To register call 904-829-8738 or email education@stjohnsrealtors.org<mailto:education@stjohnsrealtors.org> Lise' Tomlinson Lise' Tomlinson Membership/Education Coordinator SUPRA/MLS/Finance St Augustine & St. Johns County Board of Realtors 1789 Lakeside Avenue St. Augustine, FL. 32084 904-829-8738 904-823-9512 fax education@stjohnsrealtors.org<mailto:education@stjohnsrealtors.org>